Medicare for Pets: Could It Happen?
Published December 9, 2010
As servant to two senior Oriental Shorthair "catizens", I have from time to time, fantasized that our government offered a program similar to Medicare to help defray veterinary expenses for our beloved companions.
Ok, so I am a dreamer but if there are any compassionate pet-loving politicians reading my ideas, or simply a group of folks like me caring for elderly pets with vet expenses are climbing like mercury during a heat wave -- I am open to suggestions that can make "Veticare" a reality.
My husband and I carry pet health insurance for our two kitties.
With both our cats covered, the monthly cost is nothing to sneeze at. And heaven forbid a pet has a pre-existing condition, most policies won't cover them, or if available, the premiums are out of sight.
And while I am giving up my age, I am more than satisfied with my Medicare benefits, along with the secondary medical insurance to which I subscribe.
While Medicare is considered by our government to be an "entitlement" program, most of us have been contributing to the Medicare system through salary deductions; all employees hired on or after April 1, 1986 are required to have a 1.45% tax assessed on gross Medicare taxable earnings by the Social Security Administration. Medicare is not a "gift "from our government by any stretch of the imagination.
Obviously, since most of our pets are not employed they pay no taxes.
But what about those working pets whose financial compensations are paid directly to their owners? I would like to think that those owners ultimately contribute when tax time comes around.
Those of us owned by pets pay a considerable amount of money each year for their care, without receiving any tax deductions to which families with children enjoy. Although a few legislators have recently been proposing bills to that end, so far nothing has come to pass. These forward-thinking leaders realize that for most people, pets are not a "luxury." For one thing, they help us stay well.
Purrhaps I am preaching to the choir, but since most folks who truly love their pets and regard them as part of the family, why aren't they considered "dependents," eligible for a tax break?
A program to which people can contribute through deductions, much like the Medicare tax, needs to be created. It would save a lot of people from making a lot of tough decisions.
Happily I am not alone in my fantasy. It seems someone on Facebook in Australia on thought of this before I did.
Am I just a "cockeyed optimist?" What do you think? Do leave a comment with your opinion.
Image Source: Flickr user _driftwood





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Comments (5)
It seems that every time insurance companies become involved, for example, medical, dental, and pet, the prices for health care are out of sight for the uninsured; even for those with a middle class income.
I think that pets should be considered dependents...
No, I don't agree at all. Anyone who wants to pay a premium for pet insurance is already able to buy it. If you want pet insurance where you can make monthly pmts instead of an annual fee up front, then start a petition for that and send it to your pet ins. company. But to make it a government-run program? Would participation by mandatory, as Medicare is? To expect non-pet-owners to contribute to the health care of other people's pets is wrong, IMO. If the gov't was running it, they would then institute mandatory innoculations, just as state-subsidized healthcare requires for children on their programs.
If a person wants a pet, they either get pet insurance or pay the vet bills out of pocket. The government doesn't belong in that.
I adore my cats and they bring me great happiness but I don't see that they make me more fit or healthier.
In my family, cats are FAMILY members and as such, entitled to the same quality care as any other family member. That said, I guess first we have to dig our way out of the human health care mess before anyone up on the Hill gives any serious consideration to our beloved cats, but hey -- while we're hoping for the one, let's hope for both, shall we? And you are so correct in that our cats improve our health!
I think it's a great idea though I don't know what the beaurocrats will think. How 'bout this idea?? Reduced insurance premiums for those of us with pets since we ARE healthier than those that don't have pets. We have lower blood pressure, less stress, probably are in better physical shape (at least for us dog/horse owners), etc. etc. Maybe they'll go for that too? LOL